SERVICES
Social Security and Contributions
Pensions: Life Expectancy Adjustment — New Requirements for 2027–2028
INPS
The circular addresses the adjustment of pension eligibility requirements in connection with the increase in life expectancy for the 2027–2028 period, clarifying how the rules apply and which categories are excluded.
As a general rule, the conditions for accessing pension benefits will increase progressively: by one month in 2027 and by three months from 2028 onwards. This affects both the age for the old-age pension and the contribution requirements for early retirement, resulting in an overall raising of the eligibility thresholds.
For the old-age pension, the qualifying age is set at 67 years and 1 month in 2027 and 67 years and 3 months in 2028. Equivalent adjustments apply to early retirement, with an increase in the contribution requirements. The requirements for so-called “early career” workers are also updated.
The rules do however provide for significant exceptions. In particular, the increase does not apply to workers engaged in arduous or particularly strenuous activities, subject to specific conditions, nor to certain categories of early career workers. Conversely, for personnel in the defence, security, and public rescue sectors, a further increase in requirements is provided.